Take UPI payments on your WordPress site — without a payment gateway taking a cut.

UPI Direct Pay is a lightweight WordPress plugin that lets freelancers, sole proprietors, and small businesses in India accept payments directly into their personal or business UPI ID (VPA). The money settles bank-to-bank into your account — there's no processor in the middle, no commission, and no merchant-account application to wait on.
Drop a shortcode on any page, or enable it as a WooCommerce checkout method. Customers on mobile get one-tap pay buttons that open their UPI app with the amount pre-filled; customers on desktop get a scannable QR code that works with any UPI app. They pay and submit their reference number, and you confirm it against your bank statement—so you're always the one who decides a payment is real.

Key features

• Direct payments into your own UPI ID — keep 100% of every sale
• No merchant account, no gateway sign-up, no monthly or per-transaction fees
• Compatible with Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, MobiKwik, and any standard UPI app
• One-tap "Pay with..." buttons on mobile, scannable QR code on desktop—switches automatically
• Full WooCommerce payment gateway: order-total QR codes, order-numbered references, HPOS compatible
• Self-contained QR generator — built in-browser, no external library, no CDN, no tracking
• Manual confirmation workflow: customers report their UPI reference (UTR), you verify and approve
• Customisable payee name, accent colour, amount limits, and which apps appear
• Built-in reporting log + email notifications for every reported payment
• Clean, GPL-licensed, translation-ready code

Requirements

• WordPress 5.8+ and PHP 7.4+
• A valid UPI ID (VPA)
• WooCommerce 6.0+ (only if you want the checkout gateway — the shortcode works without it)